Bond Bank Facts, (NHMBB)

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-Created in 1977 by the New Hampshire State Legislature -Non-Profit agency, a political subdivision of the State -Operated by 5 member Board of Directors, including the State Treasurer -Full-Time Staff of 2 and 1 Part-Time -Loans to NH Towns, Cities, Counties, School Districts & other Districts: $1.87 Billion since 1977
-Number of individual loans:	1043
-Participants:	235
-Largest individual loan:	$49,682,000
-Smallest individual loan:	$19,000

Credit Ratings:	Fitch:	AAA (AAA with insurance)
	Moody's Investors Service:	Aa3 (AAA with insurance)
	Standard & Poor	AA (AAA with insurance)

Interest Rate Coupon Range Last Bond Issue: (from the December 2007 bond issue)	4.25% - 5.25%
Approximate True Interest Costs Last Bond Issue: (from the December 2007 bond issue)	5 Year Loan	3.53%
	10 Year Loan	3.65%
	15 Year Loan	3.90%
	20 Year Loan	4.07%
	30 Year Loan	4.29%
Services Offered:	-Long-Term loans through bond issues -Financial Advisory Services on Bond Anticipation Notes (BANs) -Debt service schedules in anticipation of meetings -We attend meetings in your community
Fees:	-Bonds $1,500-$25,000 (one-time, all-inclusive except for your Bond Counsel) -BANs call for fee
Bond Issues:	June bond sale with July closing December bond sale with December closing (depending on volume of applications)
Benefits to Participating Communities:	-Reduced Time Requirements -Low Cost of Issuance -Competitive Interest Rates -Streamlined Disclosure & Borrowing Process -Technical Assistance Always Available -Strong Credit Ratings
Financial Advisor:	First Southwest Company (Boston)
Bond Counsel:	Edwards, Angell, Palmer & Dodge (Boston)
Trustee/Paying Agent:	Flagship Bank & Trust (Worcester, Massachusetts) d.b.a Chittenden Bank Corporate Trust (Burlington, Vermont)
Auditor:	Baker, Newman & Noyes (Manchester, New Hampshire)

Bond Issue Schedule
Application Deadline:
Bonds Priced:
Participants Received Funds:
First Interest Payment Date:
First Principal Payment Date:

Spring 2008
April 18, 2008
June 11, 2008
July 17, 2008
February 15, 2009
August 15, 2009

Bond Bank Loan Volume Last 9 Years:

2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995

$69 million
$53 million
$133 million
$100 million
$175 million
$109 million
$90 million
$32 million
$156 million
$31 million
$36 million
$98 million
$75 million

Refundings (Refinancings):	The Bond Bank has refunded bonds 12 times, returning over $20 million in savings to participating communities.
Purposes of Loans:	Schools, Town Halls, Libraries, Police & Fire Stations, DPW & other Public Buildings, Water Systems, Sewer Systems, Landfills, Roads, Fire Trucks, Ambulances, Conservation Land, Court Judgements, Electric Systems, etc.